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Monthly Archives: June 2012

Helpful Chart for Out-of-Season Shopping

Buying anything out of season is a trick budget friendly people have been using forever. I’ll have to admit that I’m terrible at doing this. It’s one of those things that always sounds good to do, but ends up being forgotten about. Then, once the item is needed, I remember I should have bought it 6 months ago. Luckily I needed a water resistant jacket for my upcoming trip to Ireland (yes it’s supposed to rain the whole time we are there) which enabled me to see other great deals on jackets. We are talking +80% off kind of deals, or the clearance on top of clearance items. I kept thinking, “If only there was a way for me to remember when the best time is to buy certain things so I can get these types of bargains all the time.”

I searched the internet, and I found lifehacker.com. They compiled charts that list which months are best to buy different items. For example, they say that January is the best time to buy sporting goods, furniture, linens, carpeting, and digital cameras. Now I’m sure it’s different everywhere, but it can give you an idea of when to really search hard for that item you want to buy. I know that I’m going to go through my shopping list and set a reminder on my phone. That way I’ll remember next January that I need to buy a new tent! Does anyone have any other advice for out of season shopping?

 
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Posted by on June 7, 2012 in Uncategorized

 

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Will Complaining Save You Money?

From a consumer’s standpoint I think that companies have some customer service practices backwards. We all like to save money, and I think that by being a loyal customer we should get a price break. Unfortunately, I see the opposite occurring all the time. People that are unhappy with a company’s performance/product get a special deal while their customers that are loyal get nothing. From a business’s point-of-view it makes sense. You want to keep your customers so why not give the angry ones a price break to help the odds that they’ll do business with you again. Before I go into how I think the system should work I’ll give you a few examples of the backwardness I’ve seen:

 1) Freecreditreport.com- I wrote about them a few months ago, and I mentioned that it really isn’t free at all! When I called to cancel my subscription the automated response offered me 6 months at 50% off (or something close to that). So if you never tried to cancel your account you wouldn’t know about the money you could save.

2) Xo Chai chocolates- I went on a tour of their factory not too long ago. The product they sell “healthy chocolate” was great. The thing I didn’t understand is I was told that if a customer tries to cancel their order they are offered a better deal. If you were setup to receive one box of chocolate a month they would offer you three boxes for the price of two. A decent discount, but one only a complaining customer would receive.

What I’m getting from all of this is that I should be a cranky, complainer in the hopes getting a better deal (and I hate that). I worked in the restaurant business for 10 years, and there is nothing worse than having to deal with an upset customer. The way these companies are doing business rewards unfavorable behavior. I could say, “In order to save money complain to every business you use and see what happens.” Honestly, you probably would see dramatic savings (and some people definitely do this). Instead I think companies should rewards people through the use a loyalty program in which repeat business leads to lower prices. Many companies have set up their organization to run like this, but we need all of them to. Consumers will always expect freebees when they feel like they were wronged, but let’s help loyal customers save money too. Have any of you saved money by complaining, and do you think it’s OK that companies only give discounts to complainers?

 
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Posted by on June 6, 2012 in Uncategorized

 

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Student/Military/Government Discount Lists- Help Your Budget

 

I’m getting ready to go on vacation next week (Ireland here I come). This means that I’m looking for ways I can save money. After looking online, I’ve found some helpful websites that list locations that give great student, military, and civilian government employee discounts. It’s important to note that most of these places don’t advertise these discounts, but if you ask for them you’ll be getting a fair reduction in price.

Student discounts:

I love getting student discounts. I’ve always used my student ID to get a free drink at Qdoba Mexican Grill and a reduced rate at the movie theater. Once I started to do more research I realized most places give student discounts. I never asked, so they never gave them to me. If you visit GiftCardGranny.com  you’ll find 81 places that offer price reductions for students. They have everything from software and insurance to food and retail.

Military Discounts:

Military members definitely get the best discounts. A co-worker of mine didn’t have to pay taxes on anything while her husband was deployed. The best part about military discounts is you don’t have to be an active member to get most of these. They are open to family members and retirees. If you visit MilitaryConnection.com you’ll find a list of over 100 different military discounts. This list, like the student discount, has a variety of industries/stores.

Civilian Government Employee Discounts:

A lot of government employees were military personal at one point or another. These people get all the military discounts, but what about people like me that work for the government but were never part of anything like that? Well don’t worry; there are some discounts for us too. I will say that I couldn’t find a huge list like the ones above, but the discounts are out there. If you go to Fedsmith.com you’ll find some companies that offer discounts to civilian government employees. If you aren’t sure if you can get one or not just ask (like I mentioned above they aren’t going to advertise it). I do know that a lot of hotels offer “discounts”, but it’s important to make sure you’re actually getting a better rate. I would recommend finding out what the normal rate is before asking about the discount. You don’t want a situation where it would have been $100/night, but with the special government discount it’s now $150/night.

Senior Discounts:

I seems like everywhere gives a senior discount! Enough said…

Hopefully some of you can use these lists to help your budget. I know I plan on using them (not the senior discount)! I don’t think I need to mention that to get most of these discounts you need a valid ID card. Do you know of any other ID cards that can get us a great discount?

 
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Posted by on June 1, 2012 in Uncategorized

 

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